@import"https://fonts.googleapis.com/css2?family=Source+Sans+3:wght@300;400;600;700&display=swap";:root{--em-navy: #1b4379;--em-blue: #3363ac;--em-blue-light: #6ca5da;--em-sky: #95c7ed;--em-coral: #ea515a;--em-orange: #ec671a;--em-yellow: #e1cd00;--em-green: #1e996c;--em-green-light: #6cbe99;--em-violet: #7297ce;--navy: var(--em-navy);--gold: var(--em-orange);--blue: var(--em-blue);--purple: var(--em-green);--surface: #ffffff;--bg: #f4f7fb;--bg-alt: #eef3f9;--text: #1b4379;--text-muted: #4a5f7a;--text-light: #6b7f96;--text-xlight: #8a9bb0;--border: #d8e2ef;--border-inner: #e8eff7;--btn-bg: var(--em-navy);--ubez-badge-bg: #e8f2fa;--ubez-badge-text: #1b4379;--ubez-icon-bg: #ddeeff;--ubez-accent: var(--em-blue);--kredyt-badge-bg: #fef3e8;--kredyt-badge-text: #8a3a0d;--kredyt-icon-bg: #fde8d4;--kredyt-accent: var(--em-orange);--dot-color: rgba(27, 67, 121, .08);--radius-sm: 4px;--radius-md: 8px;--radius-lg: 10px;--radius-pill: 20px;--shadow-sm: 0 2px 8px rgba(27, 67, 121, .06);--shadow-md: 0 6px 20px rgba(27, 67, 121, .1);--shadow-nav: 0 4px 20px rgba(27, 67, 121, .1);--space-section: 4rem;--focus-ring: 0 0 0 3px rgba(51, 99, 172, .35);--hero-bg: #f0f5fb;--pattern-opacity-light: .45;--pattern-opacity-header: .85;--pattern-waves-light: url(data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%22480%22%20height%3D%22240%22%20viewBox%3D%220%200%20480%20240%22%3E%3Cpath%20d%3D%22M0%2096%20C120%2048%20240%20144%20360%2096%20S480%2048%20480%2096%22%20fill%3D%22none%22%20stroke%3D%22%231b4379%22%20stroke-width%3D%221.2%22%20opacity%3D%220.28%22%2F%3E%3Cpath%20d%3D%22M0%20144%20C120%20192%20240%2096%20360%20144%20S480%20192%20480%20144%22%20fill%3D%22none%22%20stroke%3D%22%236ca5da%22%20stroke-width%3D%221%22%20opacity%3D%220.18%22%2F%3E%3Cpath%20d%3D%22M0%20192%20C120%20144%20240%20240%20360%20192%20S480%20144%20480%20192%22%20fill%3D%22none%22%20stroke%3D%22%2395c7ed%22%20stroke-width%3D%220.8%22%20opacity%3D%220.12%22%2F%3E%3C%2Fsvg%3E);--pattern-waves-header: url(data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%22480%22%20height%3D%22240%22%20viewBox%3D%220%200%20480%20240%22%3E%3Cpath%20d%3D%22M0%2096%20C120%2048%20240%20144%20360%2096%20S480%2048%20480%2096%22%20fill%3D%22none%22%20stroke%3D%22%23ffffff%22%20stroke-width%3D%221.5%22%20opacity%3D%220.35%22%2F%3E%3Cpath%20d%3D%22M0%20144%20C120%20192%20240%2096%20360%20144%20S480%20192%20480%20144%22%20fill%3D%22none%22%20stroke%3D%22%23ffffff%22%20stroke-width%3D%221.2%22%20opacity%3D%220.22%22%2F%3E%3Cpath%20d%3D%22M0%20192%20C120%20144%20240%20240%20360%20192%20S480%20144%20480%20192%22%20fill%3D%22none%22%20stroke%3D%22%23ffffff%22%20stroke-width%3D%221%22%20opacity%3D%220.14%22%2F%3E%3C%2Fsvg%3E);--babie-lato-gradient: linear-gradient( 90deg, var(--em-navy) 0%, var(--em-blue-light) 16%, var(--em-coral) 32%, var(--em-orange) 48%, var(--em-yellow) 64%, var(--em-green) 80%, var(--em-violet) 100% )}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}body{font-family:"Source Sans 3",Source Sans Pro,sans-serif;font-size:14px;background:var(--bg);color:var(--text)}a{color:inherit;text-decoration:none}.appShell{min-height:100vh;display:flex;flex-direction:column}.main-content{flex:1;display:flex;flex-direction:column}@media (max-width: 768px){.main-content{padding-bottom:3.25rem}}:focus{outline:none}:focus-visible{outline:2px solid var(--blue);outline-offset:2px;box-shadow:var(--focus-ring)}@media (prefers-reduced-motion: reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}.babieLato{height:5px;background:var(--babie-lato-gradient);flex-shrink:0}.babieLatoWide{height:72px;background:var(--babie-lato-gradient),url(data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%22600%22%20height%3D%2280%22%20viewBox%3D%220%200%20600%2080%22%3E%3Cpath%20d%3D%22M-20%2060%20C80%2010%2C200%2070%2C320%2025%20S520%2055%2C640%2015%22%20fill%3D%22none%22%20stroke%3D%22%231b4379%22%20stroke-width%3D%222%22%20opacity%3D%220.35%22%2F%3E%3Cpath%20d%3D%22M-20%2070%20C100%2020%2C220%2080%2C340%2035%20S540%2065%2C660%2025%22%20fill%3D%22none%22%20stroke%3D%22%236ca5da%22%20stroke-width%3D%221.5%22%20opacity%3D%220.3%22%2F%3E%3Cpath%20d%3D%22M-20%2050%20C90%200%2C210%2060%2C330%2015%20S530%2045%2C650%205%22%20fill%3D%22none%22%20stroke%3D%22%23ec671a%22%20stroke-width%3D%221.5%22%20opacity%3D%220.25%22%2F%3E%3C%2Fsvg%3E);background-size:100% 5px,600px 80px;background-repeat:no-repeat,repeat-x;background-position:top,center;opacity:1}.pattern-waves{position:relative;overflow:hidden}.pattern-waves:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:var(--pattern-waves-light);background-size:480px 240px;background-repeat:repeat;opacity:var(--pattern-opacity-light);pointer-events:none;z-index:0}.pattern-waves-header:before{background-image:var(--pattern-waves-header);opacity:var(--pattern-opacity-header)}.section{padding:4rem 2rem;max-width:980px;margin:0 auto}.sectionHeader{text-align:center;margin-bottom:2.5rem}.sectionTitle{font-family:"Source Sans 3",sans-serif;font-size:1.8rem;font-weight:600;color:var(--text);margin-bottom:.4rem}.sectionSubtitle{color:var(--text-muted);max-width:460px;margin:0 auto;font-size:14px;line-height:1.6}.pageHeader{position:relative;background:var(--navy);padding:3.5rem 2rem 3rem;text-align:center;overflow:hidden}.pageHeader:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:var(--pattern-waves-header);background-size:480px 240px;background-repeat:repeat;opacity:var(--pattern-opacity-header);pointer-events:none}.pageHeader:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse 50% 100% at 0% 50%,rgba(108,165,218,.35) 0%,transparent 60%),radial-gradient(ellipse 40% 80% at 100% 30%,rgba(236,103,26,.2) 0%,transparent 60%);pointer-events:none}.pageHeaderInner{position:relative;z-index:1}.pageTitle{font-family:"Source Sans 3",sans-serif;font-size:clamp(1.8rem,3vw,2.4rem);font-weight:600;color:#fff;margin-bottom:.5rem}.pageSubtitle{color:#ffffffd1;font-size:15px;line-height:1.6;max-width:520px;margin:0 auto}.btnPrimary{background:var(--btn-bg);color:#fff;border:none;padding:.75rem 1.75rem;border-radius:var(--radius-sm);font-size:14px;font-weight:600;cursor:pointer;font-family:"Source Sans 3",sans-serif;display:inline-block;transition:opacity .15s,box-shadow .15s}.btnPrimary:hover{opacity:.92;box-shadow:var(--shadow-nav)}.btnOutline{background:transparent;color:var(--text);border:1.5px solid var(--border);padding:.75rem 1.75rem;border-radius:var(--radius-sm);font-size:14px;cursor:pointer;font-family:"Source Sans 3",sans-serif;display:inline-block;transition:opacity .15s,box-shadow .15s}.btnOutline:hover{opacity:.8;box-shadow:0 2px 10px #1b437914}._nav_11vdv_1{background:var(--surface);border-bottom:1px solid var(--border);padding:0 2rem;display:flex;align-items:center;justify-content:space-between;height:96px;position:sticky;top:0;z-index:100;transition:background .25s,border-color .25s,box-shadow .25s}._navScrolled_11vdv_15{box-shadow:var(--shadow-nav);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:color-mix(in srgb,var(--surface) 92%,transparent)}._brand_11vdv_21{display:flex;align-items:center;gap:10px;text-decoration:none;min-width:0}._brandText_11vdv_29{min-width:0}._brandLogo_11vdv_33{height:58px;width:auto;max-width:200px;object-fit:contain;flex-shrink:0}._brandName_11vdv_41{font-family:"Source Sans 3",sans-serif;font-size:21px;font-weight:600;color:var(--text);line-height:1.15;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}._brandSub_11vdv_52{font-size:12px;color:var(--em-orange);letter-spacing:1px;text-transform:uppercase;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}._desktopNav_11vdv_62{display:flex;align-items:center;gap:.35rem}._mobileActions_11vdv_68{display:none;align-items:center;gap:.5rem}._link_11vdv_74{color:var(--text-muted);background:none;border:none;font-size:15px;font-weight:500;cursor:pointer;font-family:"Source Sans 3",sans-serif;padding:.55rem 1rem;border-radius:6px;text-decoration:none;white-space:nowrap;transition:color .18s,background .18s,box-shadow .18s}._link_11vdv_74:hover{color:var(--em-blue);background:#3363ac14}._linkActive_11vdv_94{color:var(--em-blue);font-weight:600;background:#3363ac1a;box-shadow:inset 0 -2px 0 var(--em-blue)}._menuIcon_11vdv_101{width:18px;height:18px}._menuBtn_11vdv_106{background:var(--bg);border:1px solid var(--border);border-radius:6px;width:40px;height:40px;padding:0;display:flex;align-items:center;justify-content:center;color:var(--text-muted);cursor:pointer;flex-shrink:0;transition:background .15s,color .15s,border-color .15s}._menuBtn_11vdv_106:hover{background:var(--border);color:var(--text)}._backdrop_11vdv_127,._mobileMenu_11vdv_131{display:none}@media (max-width: 768px){._nav_11vdv_1{padding:0 1rem;height:76px}._brandLogo_11vdv_33{height:44px}._brandName_11vdv_41{font-size:17px}._brandSub_11vdv_52{font-size:10px}._desktopNav_11vdv_62{display:none}._mobileActions_11vdv_68{display:flex}._backdrop_11vdv_127{display:block;position:fixed;top:76px;right:0;bottom:0;left:0;background:#0a0a1873;border:none;cursor:pointer;z-index:98}._mobileMenu_11vdv_131{display:flex;flex-direction:column;position:fixed;top:76px;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--border);padding:.5rem 1rem 1.25rem;z-index:99;transform:translateY(-8px);opacity:0;pointer-events:none;transition:transform .2s ease,opacity .2s ease}._mobileMenuOpen_11vdv_188{transform:translateY(0);opacity:1;pointer-events:auto}._mobileLink_11vdv_194{color:var(--text-muted);font-size:16px;font-family:"Source Sans 3",sans-serif;font-weight:500;text-decoration:none;padding:.9rem .5rem;border-bottom:1px solid var(--border);transition:color .15s,background .15s}._mobileLink_11vdv_194:last-child{border-bottom:none}._mobileLink_11vdv_194:hover{color:var(--em-blue)}._mobileLinkActive_11vdv_213{color:var(--em-blue);font-weight:600;box-shadow:inset 3px 0 0 var(--em-blue)}}@media (max-width: 980px){._link_11vdv_74{font-size:14px;padding:.5rem .7rem}}@media (max-width: 380px){._brandSub_11vdv_52{display:none}}._footer_lwi7b_1{background:var(--surface);border-top:1px solid var(--border);color:var(--text-light);padding:0 2rem 1.5rem}._partner_lwi7b_8{max-width:980px;margin:0 auto;padding:2rem 0 1.5rem;text-align:center;border-bottom:1px solid var(--border)}._partnerLink_lwi7b_16{display:inline-block;margin-bottom:.75rem}._partnerLogo_lwi7b_21{height:40px;width:auto;max-width:220px;object-fit:contain}._partnerText_lwi7b_28{font-size:14px;color:var(--text-muted)}._partnerText_lwi7b_28 a{color:var(--blue);font-weight:600}._inner_lwi7b_38{padding-top:2rem;max-width:980px;margin:0 auto 2rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:2rem}._brand_lwi7b_47{display:block;color:var(--text);font-family:"Source Sans 3",sans-serif;font-size:1.1rem;font-weight:600;margin-bottom:.35rem}._role_lwi7b_56{font-size:14px;color:var(--text-muted);line-height:1.5}._colTitle_lwi7b_62{font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--text-xlight);margin-bottom:.75rem}._nav_lwi7b_71{display:flex;flex-direction:column;gap:.4rem}._link_lwi7b_77{font-size:14px;color:var(--text-muted);transition:color .15s}._link_lwi7b_77:hover{color:var(--text)}._contactLine_lwi7b_87{font-size:14px;color:var(--text-muted);line-height:1.6;margin-bottom:.35rem}._contactLink_lwi7b_94{color:var(--blue);font-weight:500;transition:opacity .15s}._contactLink_lwi7b_94:hover{opacity:.85}._copy_lwi7b_104{text-align:center;font-size:12px;color:var(--text-xlight);padding-top:1.5rem;border-top:1px solid var(--border);max-width:980px;margin:0 auto}._bar_si9hw_1{display:none}@media (max-width: 768px){._bar_si9hw_1{display:flex;align-items:center;justify-content:center;position:fixed;bottom:0;left:0;right:0;z-index:90;background:var(--gold);color:var(--navy);font-size:14px;font-weight:700;padding:.85rem 1rem;text-decoration:none;box-shadow:0 -4px 16px #1a1a2e26;transition:opacity .15s}._bar_si9hw_1:hover{opacity:.95}}body.menu-open ._bar_si9hw_1{display:none}._card_3zm3h_1{position:relative;z-index:1;background:var(--surface);border:1px solid var(--border);border-top:3px solid var(--border);border-radius:var(--radius-lg);padding:1.25rem;cursor:pointer;transition:border-color .15s,transform .15s,box-shadow .15s;display:flex;flex-direction:column;height:100%;text-decoration:none;color:inherit}._card_3zm3h_1:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}._cardUbez_3zm3h_23{border-top-color:var(--ubez-accent)}._cardUbez_3zm3h_23:hover{border-color:var(--ubez-accent)}._cardKredyt_3zm3h_31{border-top-color:var(--kredyt-accent)}._cardKredyt_3zm3h_31:hover{border-color:var(--kredyt-accent)}._iconWrap_3zm3h_39{width:34px;height:34px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;margin-bottom:.75rem;color:var(--text)}._iconUbez_3zm3h_50{background:var(--ubez-icon-bg)}._iconKredyt_3zm3h_51{background:var(--kredyt-icon-bg)}._badge_3zm3h_53{display:inline-block;font-size:10px;padding:2px 8px;border-radius:3px;font-weight:500;margin-bottom:.5rem}._badgeUbez_3zm3h_62{background:var(--ubez-badge-bg);color:var(--ubez-badge-text)}._badgeKredyt_3zm3h_67{background:var(--kredyt-badge-bg);color:var(--kredyt-badge-text)}._title_3zm3h_72{font-size:14px;font-weight:600;color:var(--text);margin-bottom:.25rem}._short_3zm3h_79{font-size:14px;color:var(--text-light);line-height:1.5;flex:1}._arrow_3zm3h_86{font-size:14px;color:var(--text-xlight);margin-top:.75rem;display:block;transition:color .15s}._card_3zm3h_1:hover ._arrow_3zm3h_86{color:var(--text-muted)}._hero_1l8an_2{position:relative;background:linear-gradient(180deg,#f7fafd 0%,var(--hero-bg) 42%,#eaf1f9 100%);padding:5.75rem 2rem 5rem;border-bottom:1px solid var(--border);overflow:hidden;isolation:isolate}._heroGrid_1l8an_12{position:relative;z-index:2;max-width:720px;margin:0 auto;display:flex;justify-content:center}._hero_1l8an_2:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:var(--pattern-waves-light);background-size:560px 280px;background-repeat:repeat;opacity:.32;pointer-events:none;z-index:0}._hero_1l8an_2:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse 70% 90% at 8% 70%,rgba(108,165,218,.22) 0%,transparent 58%),radial-gradient(ellipse 55% 75% at 96% 12%,rgba(236,103,26,.14) 0%,transparent 55%),radial-gradient(ellipse 50% 60% at 70% 100%,rgba(30,153,108,.1) 0%,transparent 55%),radial-gradient(ellipse 40% 50% at 40% 0%,rgba(149,199,237,.18) 0%,transparent 50%);pointer-events:none;z-index:0}._heroGlow_1l8an_49{position:absolute;left:50%;top:42%;width:min(720px,92vw);height:280px;transform:translate(-50%,-50%);background:radial-gradient(ellipse at center,rgba(255,255,255,.85) 0%,rgba(255,255,255,.35) 42%,transparent 72%);pointer-events:none;z-index:1;animation:_heroGlowPulse_1l8an_1 8s ease-in-out infinite}@keyframes _heroGlowPulse_1l8an_1{0%,to{opacity:.85;transform:translate(-50%,-50%) scale(1)}50%{opacity:1;transform:translate(-50%,-50%) scale(1.04)}}._heroInner_1l8an_72{text-align:center}._heroLabel_1l8an_76{color:var(--blue);font-size:11px;letter-spacing:3px;text-transform:uppercase;margin-bottom:1rem;font-weight:500}._heroTitle_1l8an_85{font-family:"Source Sans 3",sans-serif;font-size:clamp(1.9rem,4vw,2.8rem);font-weight:600;color:var(--text);margin-bottom:1.75rem;line-height:1.2}._heroBtns_1l8an_94{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}._btnHeroPrimary_1l8an_101{background:var(--gold);color:var(--navy);border:none;padding:.95rem 2.35rem;border-radius:6px;font-size:15px;font-weight:700;letter-spacing:.01em;cursor:pointer;font-family:"Source Sans 3",sans-serif;display:inline-block;box-shadow:0 4px 14px #ec671a38;transition:transform .2s ease,box-shadow .2s ease,opacity .2s ease}._btnHeroPrimary_1l8an_101:hover{transform:translateY(-3px);box-shadow:0 10px 24px #ec671a61}._btnHeroOutline_1l8an_124{background:#ffffffb8;color:var(--navy);border:1.5px solid var(--navy);padding:.92rem 2.35rem;border-radius:6px;font-size:15px;font-weight:600;letter-spacing:.01em;cursor:pointer;font-family:"Source Sans 3",sans-serif;display:inline-block;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);transition:transform .2s ease,background .2s ease,color .2s ease,box-shadow .2s ease,border-color .2s ease}._btnHeroOutline_1l8an_124:hover{transform:translateY(-3px);background:var(--navy);color:#fff;box-shadow:0 10px 24px #1b43793d}._trustBar_1l8an_152{background:var(--navy);padding:1.25rem 2rem;display:flex;justify-content:center;gap:2.5rem;flex-wrap:wrap}._trustItem_1l8an_161{color:#ffffffd1;font-size:14px;letter-spacing:.02em;display:flex;align-items:center;gap:10px}._trustIcon_1l8an_170{width:28px;height:28px;border-radius:50%;background:#ec671a26;display:flex;align-items:center;justify-content:center;color:var(--em-orange);flex-shrink:0}._servicesWrap_1l8an_183{position:relative;background:var(--surface);border-bottom:1px solid var(--border)}._servicesWrap_1l8an_183:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:repeating-linear-gradient(-45deg,transparent,transparent 22px,rgba(42,100,200,.014) 22px,rgba(42,100,200,.014) 23px);pointer-events:none}._servicesWrapInner_1l8an_204{position:relative;z-index:1}._filterBarWrap_1l8an_209{display:flex;justify-content:center;margin-bottom:2rem}._filterBar_1l8an_209{display:inline-flex;gap:.35rem;padding:.35rem;background:var(--bg);border:1px solid var(--border);border-radius:var(--radius-pill)}._filterBtn_1l8an_224{background:transparent;color:var(--text-muted);border:none;padding:.5rem 1.25rem;border-radius:var(--radius-pill);font-size:13px;cursor:pointer;font-family:"Source Sans 3",sans-serif;transition:background .15s,color .15s}._filterBtnActive_1l8an_236{background:var(--btn-bg);color:#fff;border-color:var(--btn-bg)}._cardsGrid_1l8an_242{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.25rem;max-width:980px;margin:0 auto}._whyWrap_1l8an_251{position:relative;background:var(--bg);border-top:4px solid transparent;border-image:var(--babie-lato-gradient) 1;border-bottom:1px solid var(--border);overflow:hidden}._whyWrap_1l8an_251:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:0;background-image:var(--pattern-waves-light);background-size:480px 240px;background-repeat:repeat;opacity:calc(var(--pattern-opacity-light) * .65);pointer-events:none}._whyWrap_1l8an_251>.section{position:relative;z-index:1}._perksGrid_1l8an_277{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.75rem}._perkItem_1l8an_283{display:flex;gap:1rem;align-items:flex-start;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:1.5rem;box-shadow:var(--shadow-sm);transition:box-shadow .15s,border-color .15s}._perkItem_1l8an_283:hover{box-shadow:var(--shadow-md);border-color:var(--border-inner)}._perkNum_1l8an_300{width:34px;height:34px;border-radius:8px;font-size:13px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:#fff}._perkNum1_1l8an_313{background:var(--blue)}._perkNum2_1l8an_314{background:var(--gold)}._perkNum3_1l8an_315{background:var(--em-green)}._perkTitle_1l8an_317{font-size:13.5px;font-weight:600;margin-bottom:.25rem;color:var(--text)}._perkDesc_1l8an_324{font-size:13px;color:var(--text-light);line-height:1.6}@media (prefers-reduced-motion: reduce){._heroGlow_1l8an_49{animation:none}._btnHeroPrimary_1l8an_101:hover,._btnHeroOutline_1l8an_124:hover{transform:none}}._grid_1nmhc_1{display:grid;grid-template-columns:repeat(6,1fr);gap:1.25rem}._grid_1nmhc_1>*:nth-child(1){grid-column:1 / 3}._grid_1nmhc_1>*:nth-child(2){grid-column:3 / 5}._grid_1nmhc_1>*:nth-child(3){grid-column:5 / 7}._grid_1nmhc_1>*:nth-child(4){grid-column:2 / 4}._grid_1nmhc_1>*:nth-child(5){grid-column:4 / 6}@media (max-width: 800px){._grid_1nmhc_1{grid-template-columns:repeat(2,1fr)}._grid_1nmhc_1>*:nth-child(n){grid-column:auto}}@media (max-width: 520px){._grid_1nmhc_1{grid-template-columns:1fr}}._page_1nmhc_31{flex:1;display:flex;flex-direction:column}._intro_1nmhc_37{background:var(--surface);border-bottom:1px solid var(--border)}._introInner_1nmhc_42{max-width:980px;margin:0 auto;padding:2rem 2rem 2.5rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.5rem}._introItem_1nmhc_51{display:flex;flex-direction:column;gap:.4rem;padding-left:1rem;border-left:3px solid var(--ubez-accent)}._introItemTitle_1nmhc_59{font-size:14px;font-weight:600;color:var(--text)}._introItemDesc_1nmhc_65{font-size:14px;color:var(--text-muted);line-height:1.6}._cardsSection_1nmhc_71{position:relative;flex:1;background:var(--bg);overflow:hidden}._cardsSection_1nmhc_71:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:0;background-image:var(--pattern-waves-light);background-size:560px 280px;background-repeat:repeat;opacity:calc(var(--pattern-opacity-light) * .55);pointer-events:none}._cardsSection_1nmhc_71 .section{position:relative;z-index:1;padding:3rem 2rem 2.5rem}._page_bw6op_1{flex:1;display:flex;flex-direction:column}._intro_bw6op_7{background:var(--surface);border-bottom:1px solid var(--border)}._introInner_bw6op_12{max-width:980px;margin:0 auto;padding:2rem 2rem 2.5rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.5rem}._introItem_bw6op_21{display:flex;flex-direction:column;gap:.4rem;padding-left:1rem;border-left:3px solid var(--kredyt-accent)}._introItemTitle_bw6op_29{font-size:14px;font-weight:600;color:var(--text)}._introItemDesc_bw6op_35{font-size:14px;color:var(--text-muted);line-height:1.6}._cardsSection_bw6op_41{position:relative;flex:1;background:var(--bg);overflow:hidden}._cardsSection_bw6op_41:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:0;background-image:var(--pattern-waves-light);background-size:560px 280px;background-repeat:repeat;opacity:calc(var(--pattern-opacity-light) * .55);pointer-events:none}._cardsSection_bw6op_41 .section{position:relative;z-index:1;padding:3rem 2rem 2.5rem}._cardsGrid_bw6op_66{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.25rem}._wrapper_1249i_1{background:var(--surface);border:1.5px solid var(--border);border-radius:10px;padding:1.75rem;box-shadow:0 2px 16px #1a1a2e0f}._label_1249i_9{display:block;font-size:12px;font-weight:500;color:var(--text-xlight);text-transform:uppercase;letter-spacing:.5px;margin-bottom:4px}._input_1249i_19{width:100%;border:1.5px solid var(--border);border-radius:5px;padding:.6rem .85rem;font-size:14px;font-family:"Source Sans 3",sans-serif;background:var(--surface);color:var(--text);outline:none;margin-bottom:1rem;transition:border-color .15s,background .25s,color .25s}._input_1249i_19:focus-visible{border-color:var(--blue);box-shadow:var(--focus-ring)}._textarea_1249i_38{resize:vertical;min-height:80px}._button_1249i_44{width:100%;background:var(--btn-bg);color:#fff;border:none;padding:.8rem;border-radius:5px;font-size:14px;font-weight:500;cursor:pointer;font-family:"Source Sans 3",sans-serif;transition:opacity .15s}._button_1249i_44:hover{opacity:.85}._button_1249i_44:disabled{opacity:.65;cursor:not-allowed}._honeypot_1249i_65{position:absolute;width:1px;height:1px;opacity:0;pointer-events:none;left:-9999px}._errorMsg_1249i_74{font-size:14px;color:var(--em-orange, #ec671a);background:#ec671a14;border:1px solid rgba(236,103,26,.3);border-radius:6px;padding:.6rem .75rem;margin-bottom:1rem;line-height:1.5}._errorLink_1249i_85{color:inherit;font-weight:600;text-decoration:underline}._success_1249i_91{background:var(--surface);border:1.5px solid var(--border);border-radius:10px;padding:3rem 1.75rem;text-align:center;box-shadow:0 2px 16px #1a1a2e0f}._successIcon_1249i_100{display:flex;justify-content:center;color:var(--blue);margin-bottom:1rem}._successTitle_1249i_106{font-weight:600;color:var(--text);margin-bottom:.5rem}._successSubtitle_1249i_107{font-size:14px;color:var(--text-muted)}._grid_xge9q_1{position:relative;background:var(--bg);max-width:900px;margin:0 auto;padding:4rem 2rem;display:grid;grid-template-columns:1fr 1.4fr;gap:3rem;align-items:start;overflow:hidden}._grid_xge9q_1:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:var(--pattern-waves-light);background-size:480px 240px;background-repeat:repeat;opacity:calc(var(--pattern-opacity-light) * .55);pointer-events:none}._grid_xge9q_1>*{position:relative;z-index:1}@media (max-width: 640px){._grid_xge9q_1{grid-template-columns:1fr}}._infoTitle_xge9q_34{font-family:"Source Sans 3",sans-serif;font-size:1.6rem;font-weight:600;color:var(--text);margin-bottom:.75rem}._infoDesc_xge9q_42{font-size:14px;color:var(--text-muted);margin-bottom:1.75rem;line-height:1.6}._contactItem_xge9q_49{display:flex;align-items:flex-start;gap:10px;margin-bottom:1rem}._contactIcon_xge9q_56{width:36px;height:36px;background:var(--navy);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;color:#fff;flex-shrink:0}._contactItemLabel_xge9q_68{font-size:10px;color:var(--text-xlight);text-transform:uppercase;letter-spacing:.5px}._contactItemValue_xge9q_75{font-size:14px;font-weight:500;color:var(--text)}._contactLink_xge9q_81{color:var(--blue);transition:opacity .15s}._contactLink_xge9q_81:hover{opacity:.85}._mapLink_xge9q_90{display:inline-block;margin-top:.25rem;font-size:12px;font-weight:500;color:var(--blue);transition:opacity .15s}._mapLink_xge9q_90:hover{opacity:.85}._mapEmbed_xge9q_103{width:100%;height:220px;margin-top:1.5rem;border:1px solid var(--border);border-radius:var(--radius-md);filter:grayscale(.15) contrast(1.02)}._wrapper_1qn3l_1{position:relative;flex:1;background:var(--bg);overflow:hidden}._wrapper_1qn3l_1:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:0;background-image:var(--pattern-waves-light);background-size:560px 280px;background-repeat:repeat;opacity:calc(var(--pattern-opacity-light) * .55);pointer-events:none}._inner_1qn3l_20{position:relative;z-index:1;max-width:720px;margin:0 auto;padding:3rem 2rem 4rem}._bio_1qn3l_28{font-size:14px;color:var(--text-muted);line-height:1.8;margin-bottom:1rem}._factsGrid_1qn3l_35{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1rem;margin:1.75rem 0}._factItem_1qn3l_42{display:flex;align-items:center;gap:12px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-md);padding:1rem 1.1rem}._factIcon_1qn3l_52{width:40px;height:40px;border-radius:50%;background:var(--hero-bg);color:var(--blue);display:flex;align-items:center;justify-content:center;flex-shrink:0}._factText_1qn3l_64{font-size:14px;font-weight:600;color:var(--text);line-height:1.4}._tagList_1qn3l_71{display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem;margin-top:2rem;margin-bottom:2rem}._tag_1qn3l_71{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-pill);padding:.45rem 1rem;font-size:14px;color:var(--text-muted);cursor:default;transition:background .22s ease,color .22s ease,border-color .22s ease,box-shadow .22s ease}._tag_1qn3l_71:hover{background:var(--navy);color:#fff;border-color:var(--navy);box-shadow:var(--shadow-sm)}@media (prefers-reduced-motion: reduce){._tag_1qn3l_71{transition:none}}._header_191ad_1{position:relative;padding:3rem 2rem 2.5rem;overflow:hidden}._header_191ad_1:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(circle,rgba(255,255,255,.07) 1px,transparent 1px);background-size:28px 28px;pointer-events:none}._header_191ad_1:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;pointer-events:none}._headerUbez_191ad_23{background:linear-gradient(135deg,#0f2a50,#1b4379 60%,#0a1e38)}._headerUbez_191ad_23:after{background:radial-gradient(ellipse 60% 100% at 100% 50%,rgba(108,165,218,.4) 0%,transparent 65%),radial-gradient(ellipse 40% 60% at 0% 0%,rgba(149,199,237,.2) 0%,transparent 65%)}._headerKredyt_191ad_33{background:linear-gradient(135deg,#5a2800,#1b4379 60%,#1a1000)}._headerKredyt_191ad_33:after{background:radial-gradient(ellipse 60% 100% at 100% 50%,rgba(236,103,26,.35) 0%,transparent 65%),radial-gradient(ellipse 40% 60% at 0% 0%,rgba(225,205,0,.15) 0%,transparent 65%)}._headerInner_191ad_43{position:relative;z-index:1;max-width:680px;margin:0 auto}._back_191ad_50{display:inline-flex;align-items:center;gap:6px;font-size:14px;color:#fff9;margin-bottom:1.75rem;transition:color .15s}._back_191ad_50:hover{color:#fff}._iconWrap_191ad_61{width:52px;height:52px;border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:1rem}._headerIcon_191ad_71{color:#fff}._iconUbez_191ad_75{background:#3363ac4d}._iconKredyt_191ad_76{background:#ec671a40}._badge_191ad_78{display:inline-block;font-size:10px;padding:2px 10px;border-radius:3px;font-weight:500;margin-bottom:.75rem}._badgeUbez_191ad_87{background:#3363ac4d;color:#95c7ed}._badgeKredyt_191ad_88{background:#ec671a40;color:#fde8d4}._title_191ad_90{font-family:"Source Sans 3",sans-serif;font-size:clamp(1.5rem,3vw,2rem);font-weight:600;color:#fff;line-height:1.2}._wrapper_191ad_99{max-width:680px;margin:0 auto;padding:2.5rem 2rem 4rem}._desc_191ad_105{font-size:14px;color:var(--text-muted);line-height:1.8;margin-bottom:1.25rem}._list_191ad_112{padding-left:1.4rem;display:flex;flex-direction:column;gap:.5rem}._list_191ad_112 li{font-size:14px;color:var(--text-muted);line-height:1.6}._notFound_191ad_125{text-align:center;padding:4rem 2rem;color:var(--text-muted)}